Your Parent Died Without a Will? Take the Right Steps in Order
Parent died without a will? One surprise: the $255 Social Security death payment usually skips adult children. Here is who qualifies.
Independent money education for US readers. Not financial advice.
Education, not advice. Written for US readers.

Parent died without a will? One surprise: the $255 Social Security death payment usually skips adult children. Here is who qualifies.

Dying without a will hands the decisions to state law. In one 2025 survey, just 24% of adults said they have a will. Here is who inherits when you don’t.

Special needs trust spending rules changed: food stopped counting against SSI on September 30, 2024; cash and shelter still can.

An irrevocable trust trades control for protection, but a non-grantor trust hits the 37% bracket above $16,000 in 2026. Here’s when the trade is worth it.

Living will or health care proxy? A Health Affairs review found just 36.7% of US adults had any advance directive. Here’s who decides for everyone else.

Durable power of attorney agents can pay bills and taxes, but gifts need express authority—and gifts over $19,000 per person in 2026 need Form 709.

Your beneficiary designation beats your will, and in Egelhoff v. Egelhoff (2001) the Supreme Court let an ex-wife collect benefits her ex never updated.

A transfer on death deed can skip probate, but California’s version is set to expire in 2032 unless lawmakers extend it. Here’s what else heirs miss.

Avoiding probate often starts with a free form: POD bank accounts are FDIC-insured up to $250,000 per beneficiary, and each asset needs its own tool.

Probate can’t close before its creditor window ends: 3 to 4 months after notice in states like Idaho and Utah. Here’s what sets the real timeline.