Holiday Insurance 2026: Don’t Travel Without This
In 2024, insurers paid £472M across 500,000+ claims. Yet 1 in 4 travelers go uninsured. Here’s everything you need to know about holiday insurance in 2026.
Independent money education for US readers. Not financial advice.
Education, not advice. Written for US readers.

In 2024, insurers paid £472M across 500,000+ claims. Yet 1 in 4 travelers go uninsured. Here’s everything you need to know about holiday insurance in 2026.

Travel insurance costs 4–10% of your trip — but 8 common events are silently excluded. Our 30 credentialed experts reveal exactly what’s covered before you buy.

Premiums are up 26% in 2026. Millions overpay for insurance they don’t need — or miss coverage that could save them thousands. Here’s the expert fix.