The states that tax Social Security, and the key income limits
States that tax Social Security fell to eight after West Virginia’s deduction hit 100%. The catch: which tax year your state’s cutoff belongs to.
Independent money education for US readers. Not financial advice.
Education, not advice. Written for US readers.

States that tax Social Security fell to eight after West Virginia’s deduction hit 100%. The catch: which tax year your state’s cutoff belongs to.

Withholding tax from Social Security only became possible in 1997 — thirteen years after benefits became taxable. How to set it, and what it can’t reach.

The Social Security senior deduction is worth nothing to the lowest-income seniors — a deduction only cuts tax you already owe.

Is Social Security taxable? Tax on the first half of your included benefit is credited back to Social Security’s own trust funds; the rest funds Medicare.

Social Security family maximum: of 225 two-record cases sampled, auditors found 36% computed wrong — eleven years after the same audit finding.

Social Security child benefits averaged $532.84 a month for children of disabled workers in April 2026 — and $1,179.73 for children of deceased workers.

Divorced spouse Social Security comes with a common promise: your ex will never know. If they haven’t filed yet, SSA’s own manual says otherwise.

Survivor benefits can exceed 100% of a late spouse’s benefit — if they delayed past their own full retirement age. Most pages say 100% is the ceiling.

Social Security spousal benefits can’t start until your spouse files — a rule the agency’s own eligibility page no longer states.

How to apply for Social Security online carries one gap: SSA’s own manual says the form cannot capture your intent to file for a spouse or child.