Privacy Policy
This policy explains what information Finance Authority Hub collects when you visit or write to us, how we use and share it, how long we keep it, and the choices and rights you have. The site is written for readers in the United States.
The short version
We keep very little about you. You do not need an account to read our guides or use our calculators, and we have no forms. We receive the emails you choose to send us, and our analytics and advertising partners collect standard visit data through cookies. We do not sell your personal information for money, and you can opt out of ad tracking at any time.
Who we are
This policy covers financeauthorityhub.com and everything we do on it.
The business
Finance Authority Hub is published by KCS Global Group. KCS Global Group decides how and why your personal information is used, which makes it the “business” under US state privacy laws and, where the GDPR applies, the “data controller”.
Where we are
Our office and team are in Durg, Chhattisgarh, India: 2nd Floor, Shop No. 22, 19/22, Maitri Nagar, Risali – 490006. When we read an email or an analytics report, we do so from India.
How to reach us about privacy
Email support@financeauthorityhub.com. For anything else, use contact@financeauthorityhub.com. Our About page explains who we are.
What we collect
We have no accounts, subscriptions, contact forms, or reader comments, so the list is short. We do not ask for sensitive information such as health details, precise location, or financial account numbers. Please never email us account numbers, passwords, or Social Security numbers.
| Type of information | What it includes | How we get it |
|---|---|---|
| Messages you send us | Your email address, your name if you give it, and what you write, including corrections, complaints, press requests, and partnership inquiries | You send it to us by email |
| Usage data | Approximate location (country or region), browser and device type, pages viewed, time on page, the site you came from, and a random ID | Collected automatically by Google Analytics 4 |
| Advertising and affiliate data | Cookie and device identifiers, whether you saw or clicked an ad or an affiliate link, and conversion data | Collected automatically by ad and affiliate networks, under their own policies |
| Cookie data | Security, analytics, and advertising identifiers, and your cookie choices where a consent message is shown | Stored in your browser. See our Cookies Policy |
| Server and security logs | IP address, browser type, and the pages requested | Recorded automatically by our web host and Cloudflare, to keep the site secure |
How we use it
We use your information only for the reasons below, and we will not use it for a different purpose without telling you.
To answer you
We use your email address and message to reply and to keep a record of the conversation in case there is a follow-up.
To look into corrections and complaints
We use the details you send to investigate against primary sources and to tell you what we found. We do not publish your name with a correction. See our Complaints & Corrections Policy.
To improve the site
We use analytics to see which guides and calculators are useful and where readers get stuck. We use it only to improve our content and site.
To run advertising and affiliate links
The site is supported by ads and affiliate commissions. Ad and affiliate networks use cookies to show ads, measure them, and credit referrals. See our Advertising & Affiliate Disclosure.
To keep the site secure
We use IP addresses and logs for a short time to detect and block fraud, abuse, and attacks.
To meet legal duties
We may keep or share information when the law requires it.
Cookies and choices
Our Cookies Policy lists every cookie we use and is the complete reference. This is a summary.
We use essential cookies for security, analytics cookies from Google Analytics, and advertising and affiliate cookies from ad and affiliate networks. You can block or delete cookies in your browser at any time, and you can opt out of interest-based ads with these tools:
Who we share information with
We do not sell your personal information for money. We do use service providers, and some third parties collect data directly on our site. We require providers acting for us to use information only on our instructions and to keep it secure. We share nothing else without your consent, except where the law requires it.
| Who | Why, and what they receive | Their policy |
|---|---|---|
| Google Analytics | Measures how the site is used, using usage data with IP anonymization turned on. Google acts as our service provider. | Google Privacy Policy (opens in a new tab) |
| Google and other ad networks | Show and measure ads using cookie and device identifiers, subject to your choices. For this data, the ad network is a separate party with its own responsibilities. | How Google uses data from sites like ours (opens in a new tab) |
| Affiliate networks | Credit a referral when you click an affiliate link and complete an action. We receive summary reports, not personal details about you. | Depends on the network. See our Advertising Disclosure |
| Cloudflare | Delivers the site quickly and protects it from attacks, so it processes visitors’ IP addresses. Cloudflare acts as our service provider. | Cloudflare Privacy Policy (opens in a new tab) |
| Our web host and email provider | Host the site and carry our email, so they process server logs and the messages you send us, on our instructions. | Available on request from support@financeauthorityhub.com |
| Authorities | We may disclose information if a law, court order, or other legal process requires it. | Not applicable |
Where information is processed
Information may be handled in more than one country.
In the United States
Google, Cloudflare, and many of our providers process data in the United States, so most site visit data is handled there.
In India
Our team works from India, so emails you send us, and reports from our analytics, are read and stored there and on our providers’ systems.
Safeguards
Where the law requires safeguards for transfers, such as for visitors from Europe or the UK, we and our providers rely on measures like standard contractual clauses or approved data-privacy frameworks. Ask us at support@financeauthorityhub.com for details about a specific transfer.
How long we keep it
We keep information only as long as we need it for the reasons above, or as the law requires. Afterward, we delete it or make it anonymous. If you ask us to delete something sooner, we will, unless the law requires us to keep it, and if so we will tell you.
| Information | How long we keep it | Why |
|---|---|---|
| General emails | 12 months after the conversation ends | In case of follow-up questions |
| Corrections and complaints | 3 years after we resolve them | To keep an accountable record of how we handled them |
| Analytics data | Up to 14 months | Standard analytics retention |
| Cookie choices | Typically up to 12 months | So we do not ask you again on every visit |
| Server and security logs | Typically 30 days or less | Security monitoring and fraud prevention only |
Your privacy rights
Depending on your state, privacy laws such as California’s CCPA and CPRA, and similar laws in many other states, may give you these rights. We offer them to any US reader who asks, and we respond within the time the law allows.
Know and access
Ask what personal information we have about you, where it came from, what we use it for, and who we share it with.
Delete
Ask us to delete personal information we collected from you, subject to legal exceptions.
Correct
Ask us to fix information about you that is wrong or incomplete.
Opt out of sale or sharing
We do not sell your data for money. But advertising cookies used for targeted ads can count as “sharing” under some state laws. You can opt out with the tools above and through your browser.
Limit sensitive information
We do not ask for sensitive personal information through this site, so there is nothing to limit.
Equal treatment
We will not treat you differently, for example by limiting access to our guides, because you used a privacy right.
How to make a request
Email us
Write to support@financeauthorityhub.com with the subject “Privacy Rights Request”. Tell us your name, which right you want to use, and the email address you used to contact us, if any.
We confirm it is you
We may ask you to confirm your identity so we do not share or delete information for the wrong person. An authorized agent can make a request for you where the law allows.
We answer
We acknowledge your request within 5 business days and answer within the time the law requires, generally 45 days in California. There is no fee unless a request is clearly excessive, and we will tell you first.
Most of the data about a reader who has never written to us sits with Google, Cloudflare, or an ad network, not with us. For that data, you may need to use their tools or contact them directly. The links above and in the table are the fastest route.
If you visit from Europe or the UK
Our site is written for US readers, but it can be viewed from anywhere. This section covers visitors in the European Economic Area, the UK, and Switzerland.
Why we may use your data
We rely on your consent for analytics and advertising cookies, and you can withdraw it at any time. We rely on our legitimate interests to answer your messages, look into corrections, understand site use, and keep the site secure. We also process information where the law requires it.
Your rights
In addition to the rights above, you may object to processing based on legitimate interests, ask us to restrict processing, and ask for a portable copy of data you gave us. Email support@financeauthorityhub.com, and we will reply within one month.
Complaints
Please contact us first. You can also complain to your data protection authority. Find yours through the European Data Protection Board (opens in a new tab), or in the UK, the Information Commissioner’s Office (opens in a new tab).
Security, children, and changes
Security
We limit access to the information we hold, use encrypted connections on our site, and rely on providers that maintain security controls. No system is completely secure, so please do not email sensitive details.
Children
Our site is for adults. We do not knowingly collect personal information from children under 13, in line with the Children’s Online Privacy Protection Act. If you believe a child has sent us information, email us and we will delete it.
Changes to this policy
We update the date at the top when we change this policy, and we will give clearer notice for significant changes. If a change needs your consent, we will ask for it separately.
If you have a complaint
Please email us first, and we will try to fix it quickly. You also have the right to contact a regulator.
Common questions
Short answers to what readers ask most.
Do you sell my personal information?
No, not for money. Ad networks that set cookies on our site may use identifiers to target ads, which some state laws call “sharing”. You can opt out using the tools on this page.
Do you collect anything through forms?
No. We have no contact forms, accounts, or comments. The only information you give us directly is what you choose to put in an email.
How do I stop ad tracking?
Use Google Ads Settings and the Digital Advertising Alliance and NAI opt-outs above, block third-party cookies in your browser, or turn on Global Privacy Control. Opting out does not remove ads. It stops them being tailored to you.
How do I get my emails to you deleted?
Email support@financeauthorityhub.com with the subject “Privacy Rights Request” and the address you wrote from. We will delete them unless the law requires us to keep them.
Do you use my data to give financial advice?
No. We do not use any data to give personal advice, because we do not give personal advice. See our Financial Disclaimer.
Contact us about privacy
Questions about this policy, or a request about your information? Email us. We acknowledge privacy emails within 5 business days. We do not use contact forms.
You can also visit our Contact page.
Policy statement
Policy statement: This Privacy Policy applies to financeauthorityhub.com, published by KCS Global Group. It was last updated on September 30, 2026, and we review it at least once a year. By using the site you acknowledge this policy. The content on the site is educational and is not personal financial, investment, tax, or legal advice.