Private Medical Insurance: Stop Waiting, Start Living
With 7.6M on NHS waiting lists in 2026, private medical insurance is no longer a luxury. From £28/month, here’s what it covers, costs & whether you need it.
Author: Sameer Patel
Sameer Patel is the founder and CEO of KCS Global Group, an India-based digital publishing company that owns and operates Finance Authority Hub. He leads the editorial team: he sets the site’s research and sourcing standards, oversees editing, and is accountable for everything published under its name. Before founding KCS Global Group, he worked in relationship and digital banking at ICICI Bank and in content operations at Genpact. He holds an MBA and a B.Com. Readers can reach him with questions or corrections through the site’s contact page.Sameer is not a licensed financial adviser. His banking background shapes how he explains everyday money topics, and articles are general education, not personal financial advice.
Gap Insurance: Don’t Pay Until You Read This (2026)
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