Home Affordability & Down Payment

Free rent vs. buy calculator with real 2026 numbers. Compare break-even, net worth, and opportunity cost. Find out which path builds more wealth — in seconds.

Closing costs blindside most buyers with $6K–$15K in fees due at signing. Our 2026 calculator breaks down every charge — and shows you 7 proven ways to save up to $5,000.

Use our free down payment calculator to find your exact amount, avoid PMI, and see your full cash-to-close estimate — updated with 2026 loan limits and real buyer data.

Estimate the maximum home price you can afford using our advanced calculator. Supports 20+ currencies, calculates DTI ratios, includes PMI, and provides detailed amortization schedules.