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  • Structured Settlement in Divorce illustration showing divorce court asset division involving structured settlement payments and annuity income
    Structured Settlement

    How Courts Value and Split Your Structured Settlement in Divorce

    ByMichael R. Thompson - Chartered Financial Analyst (CFA) May 24, 2026 Structured Settlement

    Structured settlement in divorce: courts in 41 states can divide yours — and the discount rate gap can cost $85,000.

    Read More How Courts Value and Split Your Structured Settlement in DivorceContinue

  • Medicaid eligibility risk after structured settlement lump sum payout vector illustration
    Structured Settlement

    How Medicaid Counts Your Structured Settlement in 2026

    ByMichael R. Thompson - Chartered Financial Analyst (CFA) May 24, 2026 Structured Settlement

    Structured settlement Medicaid rules work against you the moment a lump sum arrives — CMS’s 2026 $2,000 asset limit can suspend coverage that same day.

    Read More How Medicaid Counts Your Structured Settlement in 2026Continue

  • Structured Settlement Scam warning illustration showing aggressive buyout offers, legal paperwork, and financial pressure tactics in 2026
    Structured Settlement

    What Structured Settlement Scams Actually Cost in 2026

    ByMichael R. Thompson - Chartered Financial Analyst (CFA) May 23, 2026 Structured Settlement

    Structured settlement scams cost recipients $40,200 on a single deal when discount rates exceed the 2026 NSSTA fair-market threshold of 11.4%.

    Read More What Structured Settlement Scams Actually Cost in 2026Continue

  • structured settlement broker explaining annuity payment structure between plaintiff and insurance company
    Structured Settlement

    How a Structured Settlement Broker Gets Paid and by Whom

    ByMichael R. Thompson - Chartered Financial Analyst (CFA) May 22, 2026 Structured Settlement

    Structured settlement brokers earn 3%–5% on every annuity — and the insurer pays all of it. Here’s who the broker actually works for.

    Read More How a Structured Settlement Broker Gets Paid and by WhomContinue

  • structured settlement annuity flow illustration showing defendant, assignment company, life insurer, and claimant receiving tax-free periodic payments
    Structured Settlement

    What Actually Funds Your Structured Settlement Annuity

    ByMichael R. Thompson - Chartered Financial Analyst (CFA) May 21, 2026 Structured Settlement

    Structured settlement annuity payments are funded by a life insurer under IRC 130 — but selling without court approval triggers a 40% federal tax.

    Read More What Actually Funds Your Structured Settlement AnnuityContinue

  • structured settlement for a minor being reviewed by a financial advisor, attorney, and family during a court-protected financial planning meeting
    Structured Settlement

    Who Really Controls a Minor’s Structured Settlement

    ByMichael R. Thompson - Chartered Financial Analyst (CFA) May 20, 2026 Structured Settlement

    Minor’s structured settlement funds are court-locked — parents can’t touch them. The exact rule that controls access and what the 18th birthday unlocks.

    Read More Who Really Controls a Minor’s Structured SettlementContinue

  • wrongful death structured settlement family reviewing long term payment plan with financial advisor
    Structured Settlement

    The Real Tax Rules for Wrongful Death Structured Settlements

    ByMichael R. Thompson - Chartered Financial Analyst (CFA) May 19, 2026 Structured Settlement

    A wrongful death structured settlement guarantees family income for decades — but punitive damages and COLA terms determine the real payout value.

    Read More The Real Tax Rules for Wrongful Death Structured SettlementsContinue

  • Workers Comp Structured Settlement financial planning vector illustration showing injured worker reviewing annuity settlement payments with financial advisor
    Structured Settlement

    How Workers Comp Structured Settlements Differ From Injury Cases

    ByMichael R. Thompson - Chartered Financial Analyst (CFA) May 18, 2026 Structured Settlement

    Workers comp structured settlement annuity rates shifted $13,400 in value in 2026 — and most injured workers never check the pricing date before signing.

    Read More How Workers Comp Structured Settlements Differ From Injury CasesContinue

  • Structured Settlement Court Approval process vector illustration showing judge reviewing transfer agreement and settlement payment documents
    Structured Settlement

    What the SSPA Requires for Structured Settlement Court Approval

    ByMichael R. Thompson - Chartered Financial Analyst (CFA) May 15, 2026 Structured Settlement

    Structured settlement court approval: a 40% federal penalty hangs over every transfer. Here’s what the SSPA and judges actually require.

    Read More What the SSPA Requires for Structured Settlement Court ApprovalContinue

  • Vector illustration of a person reviewing a settlement offer document with a large percentage symbol representing the Structured Settlement Discount Rate
    Structured Settlement

    How to Evaluate Your Structured Settlement Discount Rate

    ByMichael R. Thompson - Chartered Financial Analyst (CFA) May 13, 2026 Structured Settlement

    Structured settlement discount rates above 11% are negotiable in 2026. Most recipients don’t know where their offer stands — you should before responding.

    Read More How to Evaluate Your Structured Settlement Discount RateContinue

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