What to Do When You Receive a Structured Settlement Offer
Received a structured settlement offer? A CFA explains the tax-free rules and the one move to make before you sign.
What Each Structured Settlement Payment Schedule Is Worth
Structured settlement payment schedule types differ by more than timing — at the May 2026 IRS rate of 5.00%, each carries a very different real value.
The NPV Breakdown of Lump Sum vs Structured Settlement
Lump sum vs structured settlement: the 2026 NPV math reveals what break-even return rate you need before a factoring offer makes financial sense.
The Real Tax Rules for Structured Settlement Retirement Income
Structured settlement retirement income is federally tax-free — but one IRS carve-out and a factoring decision can erase $30,000. Know both rules first.
Structured Settlement Taxes and IRS Filing Rules
Structured settlement taxes under IRC §104 can stay excluded, but one Form 1099 mistake may trigger IRS correspondence and amended returns.
The Right Way to Calculate Structured Settlement Present Value
Structured settlement present value isn’t face value — a 2026 CFA calculation shows why $360,000 in payments may be worth just $124,200 to a buyer.
Sell Structured Settlement Credit Score Guide
Sell structured settlement credit score concerns stem from confusion about FICO reporting, hard inquiries, and mortgage income verification rules.
The Legal Reason Your Structured Settlement Loan Was Refused
Structured settlement loans aren’t loans — factoring companies charge 45% APR while quoting 13%. A CFA breaks down the legal block and the true cost.
What 20 Years of Inflation Costs a Structured Settlement
Structured settlement inflation is silently erasing your purchasing power — a $2,000 monthly payment started in 2006 is now worth just $1,126.
What Heirs Must Know About Inheriting Structured Settlements
Inheriting a structured settlement means IRC §104 tax rules, a 30-day claim window, and up to 18% factoring fees. Here’s what heirs actually need.
