Home Equity Calculator — Instant Results, Real Numbers
Use our free home equity calculator to instantly find your equity, LTV ratio, CLTV, available borrowing limit, and 10-year projection — updated with 2026 rates.
Independent money education for US readers. Not financial advice.
Education, not advice. Written for US readers.

Use our free home equity calculator to instantly find your equity, LTV ratio, CLTV, available borrowing limit, and 10-year projection — updated with 2026 rates.

Calculate your LTV ratio instantly with our free loan to value calculator. See your CLTV, equity, PMI threshold, and exact paydown needed to hit 80% LTV.