Privacy Policy

We use your personal information to do what you ask of us (such as answering an email), to run and secure the website, to understand and improve how the site is used, to operate advertising and affiliate arrangements, and to meet legal obligations. We don’t use your information for purposes incompatible with why it was collected without telling you.

For visitors in the EU or UK: where the GDPR applies, we rely on the following legal bases.

We use the personal information we collect for the following specific purposes.

To respond to your enquiries and correspondence

When you contact us by email or via a contact form — a general enquiry, a correction, a press request, or a reviewer enquiry — we use your name and email address to respond and manage the correspondence. We keep this correspondence for as long as needed to resolve your enquiry and for a reasonable period afterward in case of follow-up.

To investigate and act on corrections and complaints

When you submit a correction or complaint about specific content, we use your email address and the details of your concern to investigate the claim against primary sources, communicate our findings, and — where a correction is made — document it in our editorial records. We don’t publish your identity in connection with any correction you submit.

To understand and improve the website

We use analytics data (collected via Google Analytics 4, subject to your cookie choices) to understand which content is most useful, how visitors navigate the site, and where the reader experience can improve. We use this analysis only to improve Finance Authority Hub’s content and structure.

To operate advertising and affiliate arrangements

Finance Authority Hub is supported by display advertising (Google AdSense) and affiliate partnerships. Third-party advertising and affiliate platforms may use cookies and similar technologies on our site to show ads, measure their effectiveness, and attribute affiliate referrals, subject to the cookie choices you make. Full details of our commercial relationships are in our Advertising & Affiliate Disclosure.

For site security and fraud prevention

We may process data such as IP addresses for a limited period to detect and prevent fraudulent, abusive, or unauthorized use of the website. This is based on our legitimate interest in keeping the platform secure.

Finance Authority Hub uses cookies and similar technologies. Cookies are small text files placed on your device by your browser when you visit a website. They enable essential site functionality, remember preferences, analyze site usage, and support advertising.

In summary, Finance Authority Hub uses the following categories of cookies:

• Essential cookies — Required for the site to function. Cannot be disabled. Examples include security, session, and consent-preference cookies. No personal data beyond a session identifier is stored in these.
• Functional cookies — Remember preferences (such as calculator settings or notice acknowledgements). They enhance your experience but aren’t required for the site to work.
• Analytics cookies — Used (subject to your choices) to understand how visitors use the site, via Google Analytics 4. GA4 does not store your full IP address. You can opt out via your cookie preferences or the Google Analytics opt-out browser add-on.
• Advertising cookies — Placed by Google AdSense (and any other ad partner) to show ads and measure their effectiveness, subject to your choices.
• Affiliate tracking cookies — Record when you click an affiliate link on our site so a referral can be attributed. Processed by the relevant affiliate network under its own privacy policy.

You can manage your cookie preferences at any time through your browser settings or any cookie preference controls provided on our site. Withdrawing consent for non-essential cookies doesn’t affect the lawfulness of processing based on consent before its withdrawal.

Finance Authority Hub is written for a US audience, and several of the service providers in Section 6 — including Google and Cloudflare — process data in the United States. If you’re visiting from the US, your information is generally processed in the US.

If you visit from the EU, UK, or another region with data-transfer rules, your information may be transferred to and processed in the United States or other countries. Where the GDPR applies to such a transfer, we and our providers rely on appropriate safeguards, which may include:

• Standard Contractual Clauses — the EU Standard Contractual Clauses or the UK International Data Transfer Agreement, binding the provider to protect your data to GDPR/UK GDPR standards
• EU-US / UK-US Data Privacy Framework — where the provider is certified under an applicable framework providing equivalent protection
• Adequacy — where the destination country benefits from an adequacy decision

For more information about the safeguards applicable to a particular transfer, contact privacy@financeauthorityhub.com.

We keep personal information only for as long as necessary for the purposes in this policy, or as required by law. The table below describes our standard retention periods by category.

Depending on where you live, you have rights over your personal information. The rights below are available to California residents under the CCPA/CPRA, and many are also available under other US state privacy laws and under the EU/UK GDPR. We respond to rights requests within the timeframe required by the applicable law.

To exercise any of the rights in Section 9, contact us at privacy@financeauthorityhub.com with the subject line “Privacy Rights Request.” Please include:

• Your name and an email address we can reply to (so we can identify the data we hold)
• The specific right you want to exercise (for example, right to know, right to delete)
• Any details that help us locate your data (such as the email address you used to contact us, and the approximate date)

To opt out of advertising-related “sharing,” you can also adjust your cookie preferences on the site, where available, and use the Google Analytics opt-out add-on. We acknowledge requests within 5 business days and respond within the time the applicable law allows (generally 45 days under CCPA/CPRA, extendable once where permitted; one calendar month under GDPR, extendable in complex cases).

We won’t charge a fee unless a request is manifestly unfounded or excessive, in which case we may charge a reasonable fee or decline to act — and we’ll tell you. We may need to verify your identity before acting on a request, so that we don’t disclose or delete data in response to someone other than you. You may also use an authorized agent to submit a request where the law allows.

Finance Authority Hub’s website is intended for adults. Our content covers complex financial topics and isn’t designed for or directed at children. Consistent with the Children’s Online Privacy Protection Act (COPPA), we don’t knowingly collect personal information from children under 13.

If you’re a parent or guardian and believe a child under 13 has provided us with personal information, contact us immediately at privacy@financeauthorityhub.com and we’ll delete it promptly.

Our advertising partners have their own policies regarding children’s data. We don’t knowingly configure advertising on this site to target children.

We may update this Privacy Policy from time to time — for example, to reflect changes in our data practices, changes in applicable law, or guidance from regulators such as the Federal Trade Commission (FTC) or state authorities.

When we make material changes, we’ll update the “Last updated” date at the top of this page and, where the changes are significant, we may give more prominent notice (such as a notice on the homepage). We encourage you to review this policy periodically.

Your continued use of Finance Authority Hub after an update means you acknowledge the updated policy, to the extent no additional consent is required. Where an update requires new consent — for example, a new category of cookies — we’ll seek that consent separately.

The current version of this Privacy Policy was last updated in June 2026.

If you believe we’ve handled your personal information improperly, please contact us first at privacy@financeauthorityhub.com so we can try to resolve it directly and promptly.

You also have the right to raise a concern with a regulator:

• United States: the Federal Trade Commission (reportfraud.ftc.gov) or your state Attorney General. California residents may also contact the California Privacy Protection Agency (cppa.ca.gov).
• EU / UK (if applicable to you): your local data protection authority, or the UK Information Commissioner’s Office (ico.org.uk/make-a-complaint/).