Cookies Policy
What We Store.
Why We Store It.
How to Stop Us.
Finance Authority Hub uses cookies and similar technologies to make the site work, understand how it’s used, and — because the site is ad-supported — serve advertising. This policy explains which cookies are used, what each one does, whether it’s essential or optional, and the exact steps you can take to control or remove them at any time.
Cookie Types Used on This Site
Essential Cookies
Required for the site to function. Cannot be disabled.
Functional Cookies
Remember your preferences and settings. Optional.
Analytics Cookies
Help us understand how visitors use the site. Optional.
Advertising Cookies
Set by our advertising and affiliate partners. Optional.
Optional cookies require your consent where applicable law requires it. You can update your preferences at any time using your browser settings.
What Are Cookies?
Plain-Language Summary
Cookies are small text files that websites place on your device when you visit them. They’re used to remember things — your session, your preferences, whether you’ve visited before. They don’t execute code, carry viruses, or access files on your device. They’re simply information stored locally so websites can function better and gather usage data.
First-Party Cookies
First-party cookies are set directly by Finance Authority Hub (the website you’re visiting). They’re used to maintain session state as you use the tools and forms, and to record your consent choices where a consent tool is in use. We have direct control over first-party cookies.
Third-Party Cookies
Third-party cookies are set by external services that provide functionality on the site — such as analytics platforms, advertising networks, the CDN/security provider, or embedded content. We don’t control these cookies directly; they’re governed by the privacy policies of the respective providers. Where third-party services that set cookies are used, they’re identified in this policy with a link to their opt-out mechanism.
Session vs Persistent Cookies
A session cookie is deleted automatically when you close your browser. It exists only for the duration of your visit and stores no information permanently. A persistent cookie remains on your device after your browser is closed, until it expires or you delete it manually. Persistent cookies allow a site to recognise you on return visits. The duration of each cookie is shown in the cookie table in Section 3.
Similar Technologies
In addition to cookies, the site may use similar technologies such as web beacons (small pixel images that detect whether content has loaded), local storage (browser-based data storage used by some interactive tools), and pixel tags embedded in advertising. Where these are used, they’re subject to the same disclosure and control principles as cookies described in this policy.
Types of Cookies We Use
The site uses four categories of cookies. Essential cookies are always active and can’t be disabled. All other categories are optional and, where applicable law requires it, are set on the basis of your consent.
Essential Cookies
Essential cookies are strictly necessary for Finance Authority Hub to function. Without them, core features such as page navigation, basic security, and form submission wouldn’t work. These cookies don’t collect personal information about you for marketing purposes.
Essential cookies include: a session cookie that maintains continuity as you use the site; security cookies set by our CDN/security provider (Cloudflare) to tell real visitors from automated traffic; and a consent-record cookie that stores your cookie preferences where a consent tool is active.
Functional Cookies
Functional cookies let the site remember choices you make and provide a more consistent experience. For example, they may remember a preference you’ve set or whether you’ve dismissed a notice. Some interactive tools store preferences in your browser’s local storage rather than in cookies.
These don’t track you across other websites and aren’t used for advertising. They simply make your experience on Finance Authority Hub more consistent across visits.
Analytics Cookies
Analytics cookies help us understand how visitors interact with the site — which pages are most visited, how long people spend on content, where visitors come from, and which tools are most used. This helps improve the quality and relevance of the content.
Where analytics are used, they collect aggregated, de-identified data rather than identifying you personally. If Google Analytics is in use, IP anonymisation is enabled, and analytics data isn’t shared with third parties for advertising.
Advertising & Targeting Cookies
The site is ad-supported. Advertising cookies are set by our advertising partner (Google, which serves the ads) and by affiliate networks. They’re used to serve and measure ads, cap how often you see the same ad, and — for affiliate links — record a referral so a commission can be attributed.
Some of these cookies may build a profile of your interests over time and across websites. Finance Authority Hub doesn’t control the data practices of these third parties — please refer to their own privacy policies for how they process data collected through their cookies.
Cookies Used on Finance Authority Hub
The table below lists the cookies and services in use, grouped by category, with provider, purpose, and duration. Cookie names set by third parties can change as those providers update their systems; this list is checked against a live scan of the site and updated when services are added or removed.
How to read this table
Exactly which cookies are set depends on your activity, your region, and your consent choices. The cookies shown reflect the services this site uses: WordPress, Cloudflare, Google Analytics, Google ad serving, and affiliate networks. If you find a cookie on the site that isn’t listed here, please get in touch and it’ll be added.
Essential Cookies
| Cookie | Provider | Purpose | Duration | Type |
|---|---|---|---|---|
| __cf_bm | Cloudflare | Helps tell real visitors from automated bot traffic, protecting the site and its forms from abuse. Does not build a marketing profile. | ~30 minutes | Essential |
| cf_clearance | Cloudflare | Stores the result of a security check so you aren’t repeatedly challenged during your visit. Set only when a challenge has been issued. | Up to 1 year | Essential |
| PHPSESSID / session | WordPress / hosting | Maintains basic session state during your visit while you use the tools and forms. No account is required or created. Deleted when you close your browser. | Session | Essential |
| consent record | Finance Authority Hub | Where a cookie-consent tool is active, records your consent choice so the notice isn’t shown on every page. Stores your choice only — no browsing history or tracking data. | Up to 1 year | Essential |
Functional Cookies
| Cookie | Provider | Purpose | Duration | Type |
|---|---|---|---|---|
| preference (varies) | Finance Authority Hub | If you change a setting in a tool or dismiss a notice, that choice may be remembered so it persists between visits. Some tools use your browser’s local storage for this instead of a cookie. | Up to 1 year | Functional |
Analytics Cookies
| Cookie | Provider | Purpose | Duration | Type |
|---|---|---|---|---|
| _ga | Google Analytics | Registers an ID used to generate statistics on how the site is used, and to distinguish between visitors. | 2 years | Analytics |
| _ga_* | Google Analytics (GA4) | Maintains session state and records pageviews and events in Google Analytics 4. IP anonymisation is enabled. | 2 years | Analytics |
| _gid | Google Analytics | Registers an ID used to generate statistics on how the site is used. Expires after a day. | 24 hours | Analytics |
Advertising & Affiliate Cookies
| Cookie | Provider | Purpose | Duration | Type |
|---|---|---|---|---|
| __gads / __gpi | Google (ad serving) | Used to serve ads on the site, measure performance, and limit how often you see the same ad. | Up to 13 months | Advertising |
| IDE / test_cookie | Google (doubleclick.net) | Set through Google’s ad systems to register and report actions after you view or click an ad. | Up to 1 year | Advertising |
| affiliate click (varies) | Affiliate networks | When you click an affiliate link, the network sets a cookie recording the referral so a commission can be attributed. The exact name depends on the network. Used for attribution, not cross-site ad profiling. | Typically 30–90 days | Advertising |
Cookie names shown with an asterisk (*) or “(varies)” are families of cookies whose exact suffix or name depends on the provider’s configuration. This table is checked against a live scan and updated when services change. If you notice a cookie on the site that isn’t listed here, please contact privacy@financeauthorityhub.com
How to Manage & Control Cookies
You have several options for controlling cookies on Finance Authority Hub and across the web. You can manage cookies through your browser settings, use opt-out tools from specific providers, or block categories you don’t want.
Manage Cookies in Your Browser
Google Chrome
Settings → Privacy and Security → Cookies and other site data. You can clear cookies, block all third-party cookies, or configure site-specific exceptions.
Chrome cookie settingsMozilla Firefox
Settings → Privacy & Security → Cookies and Site Data. Firefox also offers Enhanced Tracking Protection with configurable levels: Standard, Strict, or Custom.
Firefox cookie settingsMicrosoft Edge
Settings → Cookies and site permissions → Cookies and data stored. Edge also provides Tracking Prevention with Basic, Balanced, and Strict levels.
Edge cookie settingsApple Safari
Safari → Preferences → Privacy. You can prevent cross-site tracking and block all cookies. Safari blocks third-party cookies by default using Intelligent Tracking Prevention (ITP).
Safari cookie settingsOpera
Settings → Advanced → Privacy & security → Cookies and other site data. Opera also has a built-in ad blocker and tracker blocker that can be enabled from the sidebar.
Opera cookie settingsMobile Browsers
On iOS: Settings → Safari → Privacy & Security. On Android: Chrome menu → Settings → Privacy → Cookies. Most mobile browsers support the same cookie controls as their desktop counterparts.
Chrome for AndroidOpt Out of Analytics Cookies
To opt out of Google Analytics tracking across all websites (not just Finance Authority Hub), you can install the official Google Analytics Opt-out Browser Add-on:
Google Analytics Opt-Out Add-onAlternatively, you can disable analytics cookies through your browser settings by blocking cookies from google-analytics.com and googletagmanager.com.
Opt Out of Interest-Based Advertising
To opt out of interest-based advertising from multiple providers at once, you can use the industry opt-out tools below. These let you see which advertising networks are using cookies in your browser and opt out of those you don’t want targeting from. You can also manage Google’s ad personalisation directly in your Google account.
Note: opting out of interest-based advertising doesn’t mean you’ll stop seeing ads — it means the ads you see won’t be targeted to your browsing history. Affiliate tracking cookies are separate from advertising-network cookies and are used for commission attribution only.
Third-Party Cookies & Services
Finance Authority Hub uses several third-party services that may set cookies on your device. Below is a summary of each, its purpose, and a link to its privacy policy and opt-out mechanism.
Google Analytics 4
Collects aggregated, de-identified data about how visitors use the site. IP anonymisation is enabled. Data is processed under Google’s data processing terms.
Google Privacy Policy · Opt OutGoogle Ad Serving
The site is ad-supported. Google serves the ads and sets cookies to deliver them, measure performance, and cap ad frequency. You can manage ad personalisation in your Google account or through the industry opt-out tools in Section 4.
How Google uses ad cookiesCloudflare (CDN & Security)
The site uses Cloudflare for performance and security. Cloudflare sets essential cookies to tell real visitors from bots and malicious traffic. These are first-party essential cookies and aren’t used for advertising.
Cloudflare Privacy PolicyAffiliate Networks
Finance Authority Hub works with affiliate networks that place a tracking cookie when you click an affiliate link. These record the referral for commission attribution and don’t build cross-site advertising profiles.
Each network’s privacy policy is on its own website. To ask which network was used for a specific link, contact advertising@financeauthorityhub.com
Google Fonts & External CDNs
The site loads fonts and some assets from Google Fonts and trusted CDNs. These requests may log your IP address and browser user-agent but don’t typically set persistent tracking cookies. See Google’s privacy policy for font-loading data handling.
Google Privacy PolicyYour Rights Under Data Protection Law
If you’re in the UK, EU, or a jurisdiction with applicable data protection legislation, you have specific rights regarding the personal data that cookies may collect about you.
Right to Information
You have the right to be informed about what cookies are used on this site, what data they collect, who processes that data, and why. This policy fulfils that obligation. For further information, contact privacy@financeauthorityhub.com
Right to Withdraw Consent
Where cookie data is processed on the basis of your consent, you have the right to withdraw that consent at any time. Withdrawing it doesn’t affect the lawfulness of processing that occurred beforehand. You can withdraw consent through your browser settings at any time without penalty.
Right to Access & Erasure
You have the right to request access to the personal data held about you, and to request its deletion. For data collected through cookies — particularly analytics and advertising data — you can delete it by clearing cookies in your browser, or by requesting deletion from the relevant third-party provider (e.g. Google).
Right to Object
You have the right to object to processing of your personal data where it’s based on legitimate interests rather than consent. For cookie-based tracking on this site, you can exercise this by disabling the relevant cookies in your browser settings.
Right to Lodge a Complaint
If you believe Finance Authority Hub hasn’t handled your data or cookie preferences in line with applicable law, you have the right to complain to your data protection supervisory authority — the ICO in the UK (ico.org.uk) or the relevant EU authority in your member state.
Do Not Track (DNT)
Some browsers send a “Do Not Track” (DNT) signal asking websites not to track your activity. There’s no industry-wide standard for how sites must respond to DNT. The most reliable way to limit optional cookies on this site is to block them in your browser or use the opt-out tools in Section 4.
Frequently Asked Questions
If I block all cookies, will Finance Authority Hub still work?
Most of the site will work without optional cookies. However, blocking essential cookies — including the Cloudflare security cookies and the session cookie — may affect the correct operation of forms and some interactive tools. If you block all cookies and run into problems, try allowing cookies from financeauthorityhub.com while continuing to block third-party cookies, which is the approach most modern browsers use by default.
Will disabling cookies affect the tools and calculators?
The financial tools and calculators run in your browser using JavaScript and don’t need cookies to produce results. Functional cookies (or browser local storage) are only used to remember your settings between sessions — for example, a currency or rate you changed. If you disable them, those preferences reset each visit, but the calculations themselves are unaffected.
I cleared my cookies — will a cookie notice appear again?
If a cookie-consent notice is shown in your region, it’s controlled by a cookie that records your previous choice. If you clear all cookies, that record is also deleted, so you’ll be asked again on your next visit. This is by design — it keeps your consent record current and keeps you in control.
Do cookies on Finance Authority Hub identify me personally?
Essential and functional cookies don’t identify you personally to third parties — they hold session identifiers and preference data meaningful only within your visit. Analytics cookies (such as Google Analytics) collect de-identified, aggregated data, with IP addresses anonymised before processing, describing browsing patterns rather than individuals. Advertising cookies from third parties may build a pseudonymous profile of your interests, but aren’t linked to your name or email unless you’ve voluntarily provided those to that third party.
How do I know if this cookie policy has changed?
The “Last Reviewed” date at the top of this page is updated whenever the policy is materially changed. It’s worth checking periodically if you’re concerned about how cookies are used here. Material changes — such as adding a new category of cookie, engaging a new advertising partner, or changing how analytics data is processed — are always reflected in an updated policy with a new revision date.
Can I ask Finance Authority Hub to delete the data collected about me through cookies?
For data collected through first-party cookies, you can request deletion by contacting privacy@financeauthorityhub.com. For data collected through third-party cookies (such as Google Analytics or Google ad cookies), you’ll need to submit a deletion request to those providers, since Finance Authority Hub doesn’t control the data they hold. You can also delete the cookies themselves at any time through your browser settings, which removes the data stored locally on your device.
Related Policies
Formal Cookies Policy Statement
This Cookies Policy applies to financeauthorityhub.com and all subdomains operated by Finance Authority Hub. It governs the use of cookies, web beacons, pixel tags, local storage, and similar technologies on the site.
Finance Authority Hub aims to handle cookie-related data in line with the UK General Data Protection Regulation (UK GDPR), the Privacy and Electronic Communications Regulations (PECR), the EU General Data Protection Regulation (EU GDPR), the ePrivacy Directive, and applicable consumer data protection legislation in other jurisdictions where readers are located.
The legal basis for essential cookies is legitimate interest and the necessity of providing the service you request. The legal basis for optional cookies is your freely given, specific, and informed consent, where applicable law requires it. You may withdraw consent at any time through your browser settings without detriment to your use of the site, other than the loss of optional features that depend on those cookies.
Questions about this policy can be directed to privacy@financeauthorityhub.com. This policy was last reviewed in June 2026 and is reviewed at least annually and whenever cookie usage materially changes.