What to Do First When You Receive a Large Settlement
Large settlement money is protected only to $250,000 per bank, and punitive damages are taxable. Here’s the first-30-days plan most people skip.
The 1982 Law Behind Tax-Free Structured Settlements
Structured settlement payments escape federal income tax because of one 1982 law—and a later rule decides who pays the 40% tax when you sell.
How a Qualified Assignment Protects Your Settlement Payments
Qualified assignments make injury settlements tax-free under IRC 130—but selling those payments can trigger a 40% tax most sellers never see coming.
How Your Structured Settlement Stays Outside Self-Employment Tax
Structured settlement money never counts toward the $184,500 Social Security wage base or your self-employment tax—see why, and what still gets taxed.
What to Do When You Receive a Structured Settlement Offer
Received a structured settlement offer? A CFA explains the tax-free rules and the one move to make before you sign.
What Each Structured Settlement Payment Schedule Is Worth
Structured settlement payment schedule types differ by more than timing — at the May 2026 IRS rate of 5.00%, each carries a very different real value.
What Heirs Must Know About Inheriting Structured Settlements
Inheriting a structured settlement means IRC §104 tax rules, a 30-day claim window, and up to 18% factoring fees. Here’s what heirs actually need.
How Courts Value and Split Your Structured Settlement in Divorce
Structured settlement in divorce: courts in 41 states can divide yours — and the discount rate gap can cost $85,000.
Who Really Controls a Minor’s Structured Settlement
Minor’s structured settlement funds are court-locked — parents can’t touch them. The exact rule that controls access and what the 18th birthday unlocks.
Structured Settlement vs Lump Sum The True Math Behind Each
Structured settlement or lump sum — the IRS AFR reveals a $64,000 gap most claimants miss. A CFA’s NPV framework shows which option actually wins.
