The 1982 Law Behind Tax-Free Structured Settlements
Structured settlement payments escape federal income tax because of one 1982 law—and a later rule decides who pays the 40% tax when you sell.
How a Qualified Assignment Protects Your Settlement Payments
Qualified assignments make injury settlements tax-free under IRC 130—but selling those payments can trigger a 40% tax most sellers never see coming.
How Your Structured Settlement Stays Outside Self-Employment Tax
Structured settlement money never counts toward the $184,500 Social Security wage base or your self-employment tax—see why, and what still gets taxed.
Inside a Personal Injury Structured Settlement Negotiation
Personal injury structured settlement talks involve five parties and one irreversible signature. Know who’s across the table before you negotiate.
What to Do When You Receive a Structured Settlement Offer
Received a structured settlement offer? A CFA explains the tax-free rules and the one move to make before you sign.
Structured Settlement Payments and What the IRS Actually Taxes
Structured settlement payments taxable? IRC Section 104(a)(2) excludes most — but selling triggers a 40% excise under IRC 5891. Here’s the IRS test that controls your answer.
Structured Settlement Payments, Taxes, and Your Rights
Structured settlement factoring companies charge effective annual rates
between 9% and 29% — a gap that costs recipients $314,000 or more on a $500,000
payment stream.
