What to Do First When You Receive a Large Settlement
Large settlement money is protected only to $250,000 per bank, and punitive damages are taxable. Here’s the first-30-days plan most people skip.
The 1982 Law Behind Tax-Free Structured Settlements
Structured settlement payments escape federal income tax because of one 1982 law—and a later rule decides who pays the 40% tax when you sell.
Inside a Personal Injury Structured Settlement Negotiation
Personal injury structured settlement talks involve five parties and one irreversible signature. Know who’s across the table before you negotiate.
What the SSPA Requires for Structured Settlement Court Approval
Structured settlement court approval: a 40% federal penalty hangs over every transfer. Here’s what the SSPA and judges actually require.
Structured Settlement vs Lump Sum The True Math Behind Each
Structured settlement or lump sum — the IRS AFR reveals a $64,000 gap most claimants miss. A CFA’s NPV framework shows which option actually wins.
Structured Settlement Payments, Taxes, and Your Rights
Structured settlement factoring companies charge effective annual rates
between 9% and 29% — a gap that costs recipients $314,000 or more on a $500,000
payment stream.
