The Right Way to Calculate Structured Settlement Present Value
Structured settlement present value isn’t face value — a 2026 CFA calculation shows why $360,000 in payments may be worth just $124,200 to a buyer.

Structured settlement present value isn’t face value — a 2026 CFA calculation shows why $360,000 in payments may be worth just $124,200 to a buyer.

Structured settlement annuity payments are funded by a life insurer under IRC 130 — but selling without court approval triggers a 40% federal tax.

Structured settlement or lump sum — the IRS AFR reveals a $64,000 gap most claimants miss. A CFA’s NPV framework shows which option actually wins.