The Right Way to Calculate Structured Settlement Present Value
Structured settlement present value isn’t face value — a 2026 CFA calculation shows why $360,000 in payments may be worth just $124,200 to a buyer.

Structured settlement present value isn’t face value — a 2026 CFA calculation shows why $360,000 in payments may be worth just $124,200 to a buyer.

Structured settlement court approval: a 40% federal penalty hangs over every transfer. Here’s what the SSPA and judges actually require.

Best structured settlement companies in 2026 span 9%–18% discount rates. That gap costs $13,500 on a $150,000 stream — know the benchmark before signing.

Structured settlement or lump sum — the IRS AFR reveals a $64,000 gap most claimants miss. A CFA’s NPV framework shows which option actually wins.

Selling a structured settlement means accepting 50–80 cents per dollar — and the buyer keeps the rest permanently. A CFA explains the math and when the trade is worth it.