How Factoring Companies Build Your Structured Settlement Offer
Structured settlement factoring requires court approval and a ‘best interest’ finding — see the four inputs that shape your lump-sum offer.

Structured settlement factoring requires court approval and a ‘best interest’ finding — see the four inputs that shape your lump-sum offer.

Structured settlement payments escape federal income tax because of one 1982 law—and a later rule decides who pays the 40% tax when you sell.

Florida structured settlement sales need court approval, and the payout runs well below face value. See the 45–90 day process and what you keep.

Received a structured settlement offer? A CFA explains the tax-free rules and the one move to make before you sign.

Structured settlement scams cost recipients $40,200 on a single deal when discount rates exceed the 2026 NSSTA fair-market threshold of 11.4%.

Best structured settlement companies in 2026 span 9%–18% discount rates. That gap costs $13,500 on a $150,000 stream — know the benchmark before signing.