How Factoring Companies Build Your Structured Settlement Offer
Structured settlement factoring requires court approval and a ‘best interest’ finding — see the four inputs that shape your lump-sum offer.

Structured settlement factoring requires court approval and a ‘best interest’ finding — see the four inputs that shape your lump-sum offer.

Structured settlement payments escape federal income tax because of one 1982 law—and a later rule decides who pays the 40% tax when you sell.

Qualified assignments make injury settlements tax-free under IRC 130—but selling those payments can trigger a 40% tax most sellers never see coming.

Received a structured settlement offer? A CFA explains the tax-free rules and the one move to make before you sign.