The NPV Breakdown of Lump Sum vs Structured Settlement
Lump sum vs structured settlement: the 2026 NPV math reveals what break-even return rate you need before a factoring offer makes financial sense.

Lump sum vs structured settlement: the 2026 NPV math reveals what break-even return rate you need before a factoring offer makes financial sense.

Structured settlement discount rates run 9%–18% in 2026. Court approval is required in 49 states — see the process and your net proceeds before signing.