What Credit Score Do You Need toBuy a House in 2026?
Want to buy a house in 2026? Here’s the exact credit score you need by loan type — plus the 2026 FHFA rule change that unlocks 5 million new buyers.

Want to buy a house in 2026? Here’s the exact credit score you need by loan type — plus the 2026 FHFA rule change that unlocks 5 million new buyers.

Discover the exact 2026 blueprint that helped thousands raise their credit scores 100+ points completely free. No credit repair companies, no gimmicks—just proven strategies that work.

Most people with a 700 score think they’re in good shape. Lenders disagree — and it costs them $340/month on a mortgage. Discover the 7 FICO tiers, exact approval thresholds by loan type, and the 60-day plan to cross the 740 line.