The Legal Reason Your Structured Settlement Loan Was Refused
Structured settlement loans aren’t loans — factoring companies charge 45% APR while quoting 13%. A CFA breaks down the legal block and the true cost.

Structured settlement loans aren’t loans — factoring companies charge 45% APR while quoting 13%. A CFA breaks down the legal block and the true cost.

Inheriting a structured settlement means IRC §104 tax rules, a 30-day claim window, and up to 18% factoring fees. Here’s what heirs actually need.